What is the Forex market? • What is Forex? – The basics… Basically, the Forex market is where banks, businesses, governments, investors and traders come to exchange and speculate on currencies. The Forex market is also referred to as the ‘Fx market’, ‘Currency market’, ‘Foreign exchange currency market’ or ‘Foreign currency market’, and it is the largest and most liquid market in the world with an average daily turnover of $3.98 trillion. The Fx market is open 24 hours a day, 5 days a week with the most important world trading centers being located in London, New York, Tokyo, Zurich, Frankfurt, Hong Kong, Singapore, Paris, and Sydney. It should be noted that there is no central marketplace for the Forex market; trading is instead said to be conducted ‘over the counter’; it’s not like stocks where there is a central marketplace with all orders processed like the NYSE. Forex is a product quoted by all the major banks, and not all banks will have the exact same price. Now, the broker platforms take all theses feeds from the different banks and the quotes we see from our broker are an approximate average of them. It’s the broker who is effectively transacting the trade and taking the other side of it…they ‘make the market’ for you. When you buy a currency pair…your broker is selling it to you, not ‘another trader’. • A brief history of the Forex market Ok, I admit, this part is going to be a little bit boring, but it’s important to have some basic background knowledge of the history of the Forex market so that you know a little bit about why it exists and how it got here. So here is the history of the Forex market in a nutshell: In 1876, something called the gold exchange standard was implemented. Basically it said that all paper currency had to be backed by solid gold; the idea here was to stabilize world currencies by pegging them to the price of gold. It was a good idea in theory, but in reality it created boom-bust patterns which ultimately led to the demise of the gold standard. The gold standard was dropped around the beginning of World War 2 as major European countries did not have enough gold to support all the currency they were printing to pay for large military projects. Although the gold standard was ultimately dropped, the precious metal never lost its spot as the ultimate form of monetary value. The world then decided to have fixed exchange rates that resulted in the U.S. dollar being the primary reserve currency and that it would be the only currency backed by gold, this is known as the ‘Bretton Woods System’ and it happened in 1944 (I know you super excited to know that). In 1971 the U.S. declared that it would no longer exchange gold for U.S. dollars that were held in foreign reserves, this marked the end of the Bretton Woods System. It was this break down of the Bretton Woods System that ultimately led to the mostly global acceptance of floating foreign exchange rates in 1976. This was effectively the “birth” of the current foreign currency exchange market, although it did not become widely electronically traded until about the mid 1990s. (OK! Now let’s move on to some more entertaining topics!)… What is Forex Trading? Forex trading as it relates to retail traders (like you and I) is the speculation on the price of one currency against another. For example, if you think the euro is going to rise against the U.S. dollar, you can buy the EURUSD currency pair low and then (hopefully) sell it at a higher price to make a profit. Of course, if you buy the euro against the dollar (EURUSD), and the U.S. dollar strengthens, you will then be in a losing position. So, it’s important to be aware of the risk involved in trading Forex, and not only the reward. • Why is the Forex market so popular? Being a Forex trader offers the most amazing potential lifestyle of any profession in the world. It’s not easy to get there, but if you are determined and disciplined, you can make it happen. Here’s a quick list of skills you will need to reach your goals in the Forex market: Ability – to take a loss without becoming emotional Confidence – to believe in yourself and your trading strategy, and to have no fear Dedication – to becoming the best Forex trader you can be Discipline – to remain calm and unemotional in a realm of constant temptation (the market) Flexibility – to trade changing market conditions successfully Focus – to stay concentrated on your trading plan and to not stray off course Logic – to look at the market from an objective and straight forward perspective Organization – to forge and reinforce positive trading habits Patience – to wait for only the highest-probability trading strategies according to your plan Realism – to not think you are going to get rich quick and understand the reality of the market and trading Savvy – to take advantage of your trading edge when it arises and be aware of what is happening in the market at all times Self-control – to not over-trade and over-leverage your trading account As traders, we can take advantage of the high leverage and volatility of the Forex market by learning and mastering and effective Forex trading strategy, building an effective trading plan around that strategy, and following it with ice-cold discipline. Money management is key here; leverage is a double-edged sword and can make you a lot of money fast or lose you a lot of money fast. The key to money management in Forex trading is to always know the exact dollar amount you have at risk before entering a trade and be TOTALLY OK with losing that amount of money, because any one trade could be a loser. More on money management later in the course. • Who trades Forex and why? Banks – The interbank market allows for both the majority of commercial Forex transactions and large amounts of speculative trading each day. Some large banks will trade billions of dollars, daily. Sometimes this trading is done on behalf of customers, however much is done by proprietary traders who are trading for the bank’s own account. Companies – Companies need to use the foreign exchange market to pay for goods and services from foreign countries and also to sell goods or services in foreign countries. An important part of the daily Forex market activity comes from companies looking to exchange currency in order to transact in other countries. Governments / Central banks – A country’s central bank can play an important role in the foreign exchange markets. They can cause an increase or decrease in the value of their nation’s currency by trying to control money supply, inflation, and (or) interest rates. They can use their substantial foreign exchange reserves to try and stabilize the market. Hedge funds – Somewhere around 70 to 90% of all foreign exchange transactions are speculative in nature. This means, the person or institutions that bought or sold the currency has no plan of actually taking delivery of the currency; instead, the transaction was executed with sole intention of speculating on the price movement of that particular currency. Retail speculators (you and I) are small cheese compared to the big hedge funds that control and speculate with billions of dollars of equity each day in the currency markets. Individuals – If you have ever traveled to a different country and exchanged your money into a different currency at the airport or bank, you have already participated in the foreign currency exchange market. Investors – Investment firms who manage large portfolios for their clients use the Fx market to facilitate transactions in foreign securities. For example, an investment manager controlling an international equity portfolio needs to use the Forex market to purchase and sell several currency pairs in order to pay for foreign securities they want to purchase. Retail Forex traders – Finally, we come to retail Forex traders (you and I). The retail Forex trading industry is growing everyday with the advent of Forex trading platforms and their ease of accessibility on the internet. Retail Forex traders access the market indirectly either through a broker or a bank. There are two main types of retail Forex brokers that provide us with the ability to speculate on the currency market: brokers and dealers. Brokers work as an agent for the trader by trying to find the best price in the market and executing on behalf of the customer. For this, they charge a commission on top of the price obtained in the market. Dealers are also called market makers because they ‘make the market’ for the trader and act as the counter-party to their transactions, they quote a price they are willing to deal at and are compensated through the spread, which is the difference between the buy and sell price (more on this later). Advantages of Trading the Forex Market: • Forex is the largest market in the world, with daily volumes exceeding $3 trillion per day. This means dense liquidity which makes it easy to get in and out of positions. • Trade whenever you want: There is no opening bell in the Forex market. You can enter or exit a trade whenever you want from Sunday around 5pm EST to Friday around 4pm EST. • Ease of access: You can fund your trading account with as little as $250 at many retail brokers and begin trading the same day in some cases. Straight through order execution allows you to trade at the click of a mouse. • Fewer currency pairs to focus on, instead of getting lost trying to analyze thousands of stocks • Freedom to trade anywhere in the world with the only requirements being a laptop and internet connection. • Commission-free trading with many retail market-makers and overall lower transaction costs than stocks and commodities. • Volatility allows traders to profit in any market condition and provides for high-probability weekly trading opportunities. Also, there is no structural market bias like the long bias of the stock market, so traders have equal opportunity to profit in rising or falling markets. While the forex market is clearly a great market to trade, I would note to all beginners that trading carries both the potential for reward and risk. Many people come into the markets thinking only about the reward and ignoring the risks involved, this is the fastest way to lose all of your trading account money. If you want to get started trading the Fx market on the right track, it’s critical that you are aware of and accept the fact that you could lose on any given trade you take.

15 Dosa Yang Hinggap Di Kepala Wanita – No. 6 Paling Sering Wanita Lakukan “WANITA WAJIB TAU”

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Ini dia 15 doa yang hinggap di kepala wanita, antara lain :

 1. Tidak bertudung (menutup aurat).

Allah berfirman, yang ertinya: “Hai Nabi katakanlah kepada isteri-isterimu, anak-anak perempuanmu dan isteri-isteri orang mu’min:” Hendaklah mereka menjulurkan jilbabnya ke seluruh tubuh mereka “. Yang demikian itu supaya mereka lebih mudah untuk dikenal, kerana itu mereka tidak diganggu. Dan Allah adalah Maha pengampun lagi Maha penyayang. “(QS. Al-Ahzab: 59).

Allah Ta’ala juga berfirman, yang artinya: “Katakanlah kepada wanita yang beriman:” Hendaklah mereka menahan pandangannya, dan kemaluannya, dan janganlah mereka menampakkan perhiasannya, kecuali yang (biasa) nampak dari padanya. “(QS. An Nuur: 24) .2. Menyambung rambut / memakai sanggul.

Dari Asma ‘binti Abi Bakr, ada seorang perempuan yang menghadap Rasulullah shallallahu’ alaihi wa sallam lalu berkata, “Telah kunikahkan anak gadisku setelah itu dia sakit sehingga semua rambut kepalanya gugur dan suaminya memintaku segera mempertemukannya dengan anak gadisku, apakah aku boleh menyambung rambut kepalanya . Rasulullah lantas melaknat perempuan yang menyambung rambut dan perempuan yang meminta agar rambutnya disambung “(HR Bukhari no 5591 dan Muslim no 2122).

3. Mewarna / menggilap rambut dengan warna hitam.

Dari Ibnu ‘Abbas radhiyallahu’ anhuma berkata, bahawa Rasulullah shallallahu ‘alaihi wa sallam bersabda, “Pada akhir zaman nanti akan muncul suatu kaum yang menggilap dengan warna hitam seperti tembolok merpati. Mereka itu tidak akan mencium bau syurga. “(HR. Abu Daud, An Nasa’i, Ibnu Hibban dalam shahihnya, dan Al Hakim. Al Hakim mengatakan bahawa sanad hadis ini sahih. Syaikh Al Albani dalam Shahih At Targhib wa At Tarhib mengatakan bahawa hadis ini sahih).

Dari Jabir radhiyallahu ‘anhu, dia berkata, “Pada hari penaklukan Mekah, Abu Quhafah (ayah Abu Bakar) datang dalam keadaan kepala dan janggutnya telah memutih (seperti kapas, ertinya beliau telah beruban). Lalu Rasulullah shallallahu ‘alaihi wa sallam bersabda, “Ubahlah uban ini dengan sesuatu, tetapi hindarilah warna hitam.” (HR. Muslim).

4. Mencabut uban.


Dari ‘Amr bin Syu’aib, dari ayahnya, dari datuknya berkata bahawa Rasulullah shallallahu’ alaihi wa sallam bersabda, “Janganlah mencabut uban. Tidaklah seorang muslim yang beruban dalam Islam walaupun sehelai, melainkan uban tersebut akan menjadi cahaya baginya pada hari kiamat nanti. “(HR. Abu Daud dan An Nasa’i. Syaikh Al Albani dalam Al Jami ‘Ash Shagir mengatakan bahawa hadis ini sahih).

5. Memakai bulu mata palsu.


Fatwa: “… Menurut hemat saya, tidak boleh memasang bulu mata buatan (palsu) pada kedua matanya, kerana hal tersebut sama dengan memasang rambut palsu, dan Nabi Shallallahu ‘Alaihi Wasallam melaknat wanita yang memasang dan yang minta dipasangkan rambut palsu. Jika Nabi telah melarang menyambungkan rambut dengan rambut lain (memasang rambut palsu) maka memasang bulu mata pun tidak boleh.

Juga tidak boleh memasang bulu mata palsu kerana alasan bulu mata yang asli tidak lentik atau pendek. Sepatutnya seorang wanita muslimah menerima dengan penuh kerelaan sesuatu yang telah ditakdirkan Allah dan tidak perlu melakukan tipu daya atau memanipulasikan kecantikan, sehingga kelihatan kepada sesuatu yang tidak dimilikinya, seperti mempunyai pakaian yang tidak patut dipakai oleh seorang wanita muslimah … “(Disampaikan oleh Syaikh Abdullah Bin Abdurrahman al-Jibrin. Sumber: Fatwa-Fatwa Terkini jilid 3, hal.80-81 cet, Darul Haq, Jakarta.)

6. Bersolek/berhias.


Allah Azza wa Jalla berfirman, yang ertinya: “Dan janganlah kalian (para wanita) bertabarruj (keluar rumah dengan berhias dan bertingkah laku) seperti (kebiasaan) wanita-wanita Jahiliyah yang dahulu” [al-Ahzaab: 33].

7. Merenggangkan / mengikir gigi.


Dari Ibn Mas’ud radhiyallahu ‘anhu, beliau mengatakan, Rasulullah shallallahu’ alaihi wa sallam melarang orang mencukur kening, mengkikir gigi, menyambung rambut dan bertatu, kecuali kerana penyakit. (HR. Ahmad 3945 dan sanadnya dinilai kuat oleh Syuaib Al-Arnaut).

Dari ibn Mas’ud radhiyallahu ‘anhu, beliau mengatakan, “Semoga Allah melaknat orang yang bertatu, yang minta ditato, yang mencabut kening, yang minta dikikis kening, yang merenggangkan gigi, untuk memperindah penampilan, yang mengubah ciptaan Allah. (HR. Bukhari 4886).

8. Membuat tatu.


Lihat kenyataan ke-7.

9. Memakai tudung yang tidak memenuhi syarat hijab.

Rasulullah shallallahu alaihi wasallam bahkan telah memperingatkan kita dalam sebuah hadis yang diriwayatkan dari Abu Hurairah:

“Ada dua golongan penghuni Neraka yang belum pernah aku lihat sebelumnya, iaitu suatu kaum yang membawa cambuk seperti ekor-ekor lembu betina yang mereka pakai untuk mencambuk manusia; wanita-wanita yang berpakaian (tetapi) telanjang, yang kalau berjalan berlenggak-lenggokmenggoyang- goyangkan kepalanya lagi durhaka (tidak ta’at), kepalanya seperti punuk-punuk unta yang meliuk-liuk. Mereka tidak akan masuk Syurga dan tidak dapat mencium bau wanginya, padahal bau wanginya itu sudah tercium dari jarak sekian dan sekian. “(Hadits shahih. Riwayat Muslim (no. 2128) dan Ahmad (no. 8673).

10. Memakai rambut palsu.

Memakai rambut palsu hukumnya haram, kerana termasuk al-‘wasl’ iaitu menyambung rambut yang diharamkan. (Fatwa asy-Syaikh Ibnu Utsaimin rahimahullah). Seandainya tidak dianggap al-‘wasl’, maka rambut palsu itu menampakkan rambut si wanita lebih panjang daripada yang sebenarnya sehingga menyerupai al-‘wasl’. Padahal wanita yang melakukannya dilaknat sebagaimana disebutkan oleh hadits: “Allah melaknat wanita yang menyambung rambutnya dan minta disambungkan rambutnya.” (HR. al-Bukhari no. 5941, 5926 dan Muslim no. 5530). (Fatwa asy-Syaikh Ibnu Utsaimin rahimahullah).

Perbuatan al-‘wasl’ ini diharamkan, sama saja jika si wanita melakukannya dengan izin suami atau tidak, kerana perbuatan haram tidak berkaitan dengan izin dan redha.

11. Mencukur rambut menyerupai lelaki atau wanita kafir.


Potongan yang menyerupai potongan lelaki maka hukumnya haram dan dosa besar, sebab Nabi shallallahu ‘alaihi wa sallam melarang kaum wanita yang menyerupai kaum lelaki. Sebagaimana disebutkan dalam hadis, dari Ibn Abbas radliallahu ‘anhuma, bahwa beliau berkata: “Rasulullah shallallahu’ alaihi wa sallam melaknat kaum lelaki yang menyerupai wanita dan para wanita yang menyerupai lelaki.” (Hr Bukhari)

Potongan yang menyerupai potongan seperti wanita kafir, maka hukumnya juga haram, kerana tidak boleh menyerupai orang-orang kafir. Sebagaimana disebutkan dalam hadis dari Ibn Umar radliallahu ‘anhuma bahwa Nabi shallallahu’ alaihi wa sallam bersabda:

“Siapa yang meniru-niru (kebiasaan) suatu kaum maka dia termasuk kaum tersebut” (Hr Abu Daud, dan dishahihkan al-Albani)

12. Mencukur / mencabut bulu kening.


Lihat kenyataan ke-7.

13. Memakai contact lens berwarna untuk berhias.

Syaikh Muhammad shalih Al-Munajjid hafidzahullah berkata: “… kanta kenalan berwana untuk perhiasan (untuk bergaya). Maka hukumnya sama dengan perhiasan, jika digunakan untuk berhias bagi suaminya maka tidak mengapa. Jika digunakan untuk yang lain maka hendaknya tidak menimbulkan fitnah. Dikehendaki juga tidak menimbulkan bahaya (misalnya iritasi dan alergi pada mata, pent) atau menimbulkan unsur penipuan dan kebohongan misalnya menampakkan pada laki-laki yang akan melamar. Dan juga tidak ada unsur mensia-siakan harta (israaf) kerana Allah melarangnya. “[Sumber: http://islamqa.info/ar/ref/926]

14. Pembedahan plastik untuk kecantikan.


Syeikh Muhammad bin Shalih Al-Utsaimin ditanya, “Bagaimana hukum melaksanakan pembedahan kecantikan dan hukum mempelajari ilmu kecantikan?”

Jawapan beliau, “pembedahan kecantikan (plastik) ini ada dua jenis. Pertama, Pembedahan kecantikan untuk menghilangkan cacat akibat kemalangan atau yang lainnya. Pembedahan seperti ini boleh dilakukan, kerana Nabi shallallahu ‘alaihi wa sallam pernah memberikan keizinan kepada seorang lelaki yang terpotong hidungnya dalam peperangan untuk membuat hidung palsu dari emas. Kedua, pembedahan yang dilakukan bukan untuk menghilangkan cacat, namun hanya untuk menambah kecantikan (supaya bertambah cantik). Pembedahan ini hukumnya haram, tidak boleh dilakukan, kerana dalam sebuah hadis (disebutkan), ‘Rasulullah melaknat orang yang menyambung rambut, orang yang minta disambung rambutnya, orang yang membuat tatu, dan orang yang minta dibuatkan tatu.’ (HR Bukhari). (Fatawa Al-Mar’ah Al-Muslimah, hlm. 478-479). Sumber: Majalah As-Sunnah, edisi 5, tahun IX, 1426 H/2005 M.

15. Memakai kawat gigi untuk kecantikan / tabarruj.

Syaikh Ibnu Utsaimin pernah ditanya, “Apa hukumnya memperbaiki gigi?” Syaikh menjawab, “Memperbaiki gigi ini dibahagikan kepada dua kategori:

Pertama, jika tujuannya supaya bertambah cantik atu indah, maka ini hukumnya haram. Nabi shalallahu ‘alaihi wa sallam melaknat wanita yang menata giginya agar kelihatan lebih indah yang merubah ciptaan Allah. Padahal seorang wanita memerlukan hal yang demikian untuk estetika (keindahan), dengan demikian seorang lelaki lebih layak dilarang daripada wanita.

Kedua, jika seseorang memperbaikinya kerana ada kecacatan, tidak mengapa ia melakukannya. Sesetengah orang ada suatu kecacatan pada giginya, mungkin pada gigi serinya atau gigi yang lain. Cacat tersebut membuat orang merasa jijik untuk melihatnya. Keadaan yang demikian ini dibenarkan. Hal ini dikategorikan sebagai menghilangkan aib atau cacat bukan termasuk menambah kecantikan. Dalilnya, Nabi shalallahu ‘alaihi wa sallam memerintahkan seorang lelaki yang hidungnya terpotong agar menggantikannya dengan hidung palsu dari emas, yang demikian ini termasuk menghilangkan cacat bukan bertujuan untuk mempercantik diri.




Sumber : http://www.ukhtiindonesia.com

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