What is the Forex market? • What is Forex? – The basics… Basically, the Forex market is where banks, businesses, governments, investors and traders come to exchange and speculate on currencies. The Forex market is also referred to as the ‘Fx market’, ‘Currency market’, ‘Foreign exchange currency market’ or ‘Foreign currency market’, and it is the largest and most liquid market in the world with an average daily turnover of $3.98 trillion. The Fx market is open 24 hours a day, 5 days a week with the most important world trading centers being located in London, New York, Tokyo, Zurich, Frankfurt, Hong Kong, Singapore, Paris, and Sydney. It should be noted that there is no central marketplace for the Forex market; trading is instead said to be conducted ‘over the counter’; it’s not like stocks where there is a central marketplace with all orders processed like the NYSE. Forex is a product quoted by all the major banks, and not all banks will have the exact same price. Now, the broker platforms take all theses feeds from the different banks and the quotes we see from our broker are an approximate average of them. It’s the broker who is effectively transacting the trade and taking the other side of it…they ‘make the market’ for you. When you buy a currency pair…your broker is selling it to you, not ‘another trader’. • A brief history of the Forex market Ok, I admit, this part is going to be a little bit boring, but it’s important to have some basic background knowledge of the history of the Forex market so that you know a little bit about why it exists and how it got here. So here is the history of the Forex market in a nutshell: In 1876, something called the gold exchange standard was implemented. Basically it said that all paper currency had to be backed by solid gold; the idea here was to stabilize world currencies by pegging them to the price of gold. It was a good idea in theory, but in reality it created boom-bust patterns which ultimately led to the demise of the gold standard. The gold standard was dropped around the beginning of World War 2 as major European countries did not have enough gold to support all the currency they were printing to pay for large military projects. Although the gold standard was ultimately dropped, the precious metal never lost its spot as the ultimate form of monetary value. The world then decided to have fixed exchange rates that resulted in the U.S. dollar being the primary reserve currency and that it would be the only currency backed by gold, this is known as the ‘Bretton Woods System’ and it happened in 1944 (I know you super excited to know that). In 1971 the U.S. declared that it would no longer exchange gold for U.S. dollars that were held in foreign reserves, this marked the end of the Bretton Woods System. It was this break down of the Bretton Woods System that ultimately led to the mostly global acceptance of floating foreign exchange rates in 1976. This was effectively the “birth” of the current foreign currency exchange market, although it did not become widely electronically traded until about the mid 1990s. (OK! Now let’s move on to some more entertaining topics!)… What is Forex Trading? Forex trading as it relates to retail traders (like you and I) is the speculation on the price of one currency against another. For example, if you think the euro is going to rise against the U.S. dollar, you can buy the EURUSD currency pair low and then (hopefully) sell it at a higher price to make a profit. Of course, if you buy the euro against the dollar (EURUSD), and the U.S. dollar strengthens, you will then be in a losing position. So, it’s important to be aware of the risk involved in trading Forex, and not only the reward. • Why is the Forex market so popular? Being a Forex trader offers the most amazing potential lifestyle of any profession in the world. It’s not easy to get there, but if you are determined and disciplined, you can make it happen. Here’s a quick list of skills you will need to reach your goals in the Forex market: Ability – to take a loss without becoming emotional Confidence – to believe in yourself and your trading strategy, and to have no fear Dedication – to becoming the best Forex trader you can be Discipline – to remain calm and unemotional in a realm of constant temptation (the market) Flexibility – to trade changing market conditions successfully Focus – to stay concentrated on your trading plan and to not stray off course Logic – to look at the market from an objective and straight forward perspective Organization – to forge and reinforce positive trading habits Patience – to wait for only the highest-probability trading strategies according to your plan Realism – to not think you are going to get rich quick and understand the reality of the market and trading Savvy – to take advantage of your trading edge when it arises and be aware of what is happening in the market at all times Self-control – to not over-trade and over-leverage your trading account As traders, we can take advantage of the high leverage and volatility of the Forex market by learning and mastering and effective Forex trading strategy, building an effective trading plan around that strategy, and following it with ice-cold discipline. Money management is key here; leverage is a double-edged sword and can make you a lot of money fast or lose you a lot of money fast. The key to money management in Forex trading is to always know the exact dollar amount you have at risk before entering a trade and be TOTALLY OK with losing that amount of money, because any one trade could be a loser. More on money management later in the course. • Who trades Forex and why? Banks – The interbank market allows for both the majority of commercial Forex transactions and large amounts of speculative trading each day. Some large banks will trade billions of dollars, daily. Sometimes this trading is done on behalf of customers, however much is done by proprietary traders who are trading for the bank’s own account. Companies – Companies need to use the foreign exchange market to pay for goods and services from foreign countries and also to sell goods or services in foreign countries. An important part of the daily Forex market activity comes from companies looking to exchange currency in order to transact in other countries. Governments / Central banks – A country’s central bank can play an important role in the foreign exchange markets. They can cause an increase or decrease in the value of their nation’s currency by trying to control money supply, inflation, and (or) interest rates. They can use their substantial foreign exchange reserves to try and stabilize the market. Hedge funds – Somewhere around 70 to 90% of all foreign exchange transactions are speculative in nature. This means, the person or institutions that bought or sold the currency has no plan of actually taking delivery of the currency; instead, the transaction was executed with sole intention of speculating on the price movement of that particular currency. Retail speculators (you and I) are small cheese compared to the big hedge funds that control and speculate with billions of dollars of equity each day in the currency markets. Individuals – If you have ever traveled to a different country and exchanged your money into a different currency at the airport or bank, you have already participated in the foreign currency exchange market. Investors – Investment firms who manage large portfolios for their clients use the Fx market to facilitate transactions in foreign securities. For example, an investment manager controlling an international equity portfolio needs to use the Forex market to purchase and sell several currency pairs in order to pay for foreign securities they want to purchase. Retail Forex traders – Finally, we come to retail Forex traders (you and I). The retail Forex trading industry is growing everyday with the advent of Forex trading platforms and their ease of accessibility on the internet. Retail Forex traders access the market indirectly either through a broker or a bank. There are two main types of retail Forex brokers that provide us with the ability to speculate on the currency market: brokers and dealers. Brokers work as an agent for the trader by trying to find the best price in the market and executing on behalf of the customer. For this, they charge a commission on top of the price obtained in the market. Dealers are also called market makers because they ‘make the market’ for the trader and act as the counter-party to their transactions, they quote a price they are willing to deal at and are compensated through the spread, which is the difference between the buy and sell price (more on this later). Advantages of Trading the Forex Market: • Forex is the largest market in the world, with daily volumes exceeding $3 trillion per day. This means dense liquidity which makes it easy to get in and out of positions. • Trade whenever you want: There is no opening bell in the Forex market. You can enter or exit a trade whenever you want from Sunday around 5pm EST to Friday around 4pm EST. • Ease of access: You can fund your trading account with as little as $250 at many retail brokers and begin trading the same day in some cases. Straight through order execution allows you to trade at the click of a mouse. • Fewer currency pairs to focus on, instead of getting lost trying to analyze thousands of stocks • Freedom to trade anywhere in the world with the only requirements being a laptop and internet connection. • Commission-free trading with many retail market-makers and overall lower transaction costs than stocks and commodities. • Volatility allows traders to profit in any market condition and provides for high-probability weekly trading opportunities. Also, there is no structural market bias like the long bias of the stock market, so traders have equal opportunity to profit in rising or falling markets. While the forex market is clearly a great market to trade, I would note to all beginners that trading carries both the potential for reward and risk. Many people come into the markets thinking only about the reward and ignoring the risks involved, this is the fastest way to lose all of your trading account money. If you want to get started trading the Fx market on the right track, it’s critical that you are aware of and accept the fact that you could lose on any given trade you take.

Kisah Nyata: "Sejak Saya Mengamalkan 2 Dzikir Ini, Rejeki Jadi Terbuka Seluas-luasnya"

loading...
Kisah Nyata: "Sejak Saya Mengamalkan 2 Dzikir Ini, Rejeki Jadi Terbuka Seluas-luasnya"



Mau rezeki terus terbuka dan lancar? Berzikirlah ! Zikir itu adalah jalan pintas atau jalan termudah untuk mendekatkan diri kepada Allah.

Karena zikir tidak terbatas ruang dan waktu. Setiap saat kita bisa melakukannya. Bukan hanya setelah shalat fardhu bahkan saat menunggu maupun di sela-sela aktivitas kerja kita bisa berzikir.

Dzikir itu intinya adalah mengingat Allah setiap saat. Bukan hanya komat-kamit membaca serangkaian kata-kata dalam bahasa Arab tapi hendaknya harus mengerti arti atau maknanya.


Zikir yang terbaik adalah yang mengagungkan Allah seperti Asmaul Husna. Kita mengenal ada 99 nama yang dimiliki Allah yang intinya mengagungkan dan membesarkan nama-Nya.

Salah satu Asmaul Husna yang sering saya amalkan adalah Ya Fattah Ya Razzaq.

Al-Fattah

Arti dari Asmaul Husna ini adalah pembuka. Jika diamalkan secara rutin bisa membuka rezeki, membuka jodoh, membuka jalan usaha, membuka pikiran yang tertutup, membuka langit, membuka ampunan.

Apa saja yang terasa tertutup dan kita ingin membukanya dengan izin Allah maka zikir mengulang-ulang nama Allah Ya Fattah bisa dilakukan.

Bagi yang belum punya jodoh, zikir ini berarti memohon agar dibukakan jodohnya, dipertemukan dengan orang tepat dan bisa membimbing dan dibimbingnya menuju jalan Allah.

Bagi yang belum punya anak, zikir ini berarti memohon agar diberi kesempatan memiliki buah hati dari rahim sendiri.

Bagi yang belum punya pekerjaan, zikir ini berarti memohon agar dibukakan jalan menuju pekerjaan impian atau di bukakan jalan untuk memulai usaha sendiri.

Bagi yang punya banyak dosa, zikir ini berarti memohon agar pintu ampunan Allah dibukakan untuknya. Bagi yang punya banyak masalah, zikir ini berarti memohon dibukakan jalan keluar dan solusi dari semua masalah yang menimpa.

Bagi yang lagi sakit, zikir ini berarti memohon dibukakan jalan kesembuhan baginya.

Ar-Razzaq

Ya Razzaq adalah Maha Pemberi rezeki. Kita semua tahu bahwa Allah lah yang memberi rezeki. Jika diamalkan secara rutin maka rezeki insya Allah akan terus mengalir dan datang dari tempat yang tak disangka-sangka, dibebaskan dari masalah keuangan dan sebagainya.

Bagi orang yang rezekinya seret, susah, mandek, terhambat bisa mengamalkan zikir ini agar rezekinya lancar dan berkah.
Bagi yang memiliki anak, bisa membaca zikir ini agar anak yang dikandungnya atau dididiknya menjadi anak saleh, tidak bandel, bermanfaat dan bisa jadi tiket buat mengantar orangtuanya ke pintu surga.

Bagi suami isteri yang mengarungi bahtera rumah tangga yang bermasalah, zikir ini bermanfaat untuk memohon rezeki rumah tangga yang sakinah dan menyatukan dua hati yang berjarak.

Bagi yang sedang usaha dan ingin usahanya terus membawa rezeki, amalan zikir bisa diamalkan. Bagi yang ingin naik haji dan umroh segera bisa merutinkan bacaan zikir ini agar dimudahkan rezekinya menuju ke sana.

Bagi yang butuh biaya pendidikan, pengobatan, usaha dalam jumlah banyak bisa mengamalkan zikir ini agar dimudahkan memperoleh biaya tersebut.

Cara Mengamalkan Ya Fattah Ya Razzaq

Banyak yang menyarankan agar membacanya sebanyak 111 kali setiap hari, 99 kali, 66 kali ataupun 33 kali. Bahkan kalau mampu bisa sampai 1000 kali atau 300 kali. Semakin banyak semakin baik.

Hendaknya diamalkan dimana saja dan kapan saja, tidak mesti harus selesai shalat fardhu saja. Kalau saya pribadi membaca Ya Fattah Ya Razzaq setiap selesai shalat fardu 11 kali (disamping membaca tasbih, tahmid dan takbir).

Saya juga membacanya setelah selesai shalat sunat dhuha dan shalat sunat tahajud. Setiap selesai dua
loading...
rakaat shalat sunat tersebut sebelum melanjutkannya ke dua rakaat selanjutnya saya sempatkan membaca Ya Fattah Ya Razzaq sebanyak 11 kali.

Baru kemudian saya lanjutkan dua rakaat berikutnya, selesai salam kembali membaca zikir tersebut sebanyak 11 kali. Begitu seterusnya. Karena sekarang Ramadhan saya juga mengamalkannya diantara shalat tarawih, agar puasa saya lebih berberkah dan dimudahkan.

Uztadz Yusuf Mansyur menyarankan membacanya minimal 12 kali, yaitu 5 kali setelah shalat fardu, 1 kali setelah dhuha, 1 kali setelah tahajud dan 5 kali diantara azan dan iqamat.

Disamping membacanya tetap berusaha seperti biasa, yang kerja tetap kerja yang dagang tetap dagang, jangan berhenti.

Yakin bahwa Allah akan mengabulkan hajat kita, membuka apa yang tertutup dan melancarkan apa yang tersendat termasuk rezeki kita.

Menyuburkan amalan-amalan pendorong doa, amal saleh dan sebisanya hindari maksiat. Setiap saat bisa diamalkan kemudian dilanjutkan doa sesudahnya, memohonkan hajat kita.

Bahkan saat nyetir pun bisa baca zikir tersebut ketimbang mendengarkan lantunan lagu-lagu dari CD atau turut pusing mendengarkan berita dari radio mobil.

Pengalaman Saya Setelah Mengamalakn Dzikir Ya Fattah Ya Razzaq

Saya akui bahwa saya orang yang tidak terlalu religius. Ilmu saya masih sedikit dan menjalankan agama sesuai dengan ilmu yang sedikit itu.

Dzikir ini memang saya amalkan setelah membaca tauziah Uztaz Yusuf Mansyur mengenai percepatan rezeki dengan zikir Asmaul Husna termasuk Ya Fattah Ya Razzaq.

Sebisa mungkin saya berusaha untuk tidak meninggalkan shalat sunat rezeki yaitu shalat dhuha sebanyak 6 rakaat setiap harinya. Saya usahakan untuk shalat tahajud meskipun cuma 2 rakaat (meski terus terang lebih banyak tidurnya hehehe..).

Setelah rutin mengamalkan dengan cara di atas tadi saya tidak pernah merasakan masalah keuangan yang berarti.

Pekerjaan saya sebagai PNS golongan III di sebuah instansi pemerintah bergaji tetap setiap bulannya tapi Alhamdulillah saya hidup merasa tak pernah kekurangan. Setiap saya ingin membeli sesuatu uangnya pasti tersedia.

Ada-ada saja jalannya, bisa lewat saya ataupun lewat suami yang juga pegawai negeri, Saya membuat fikiran saya fokus pada keberlimpahan dan kebersyukuran atas rezeki yang saya miliki dan menepis jauh-jauh perasaan kurang dan tidak punya.

Saya tidak pernah mengatakan tidak punya uang (pada diri saya) meskipun kenyataannya uang di kantong saya memang tidak ada dan tabungan saya menipis. Saya selalu berfikir bahwa saya punya cukup banyak untuk dibelanjakan dan disyukuri.

Jika uang saya sedikit, sedikit juga yang saya belanjakan dan syukurnya yang diperbanyak. Jika uang saya berlebih, saya belanjakan sesuai kebutuhan disertai syukur karena bisa berbelanja lebih dari biasanya.

Saya juga berusaha semampunya berbuat baik pada kedua orang tua terutama ibu saya dan mertua. Karena kebetulan berbeda kota, setiap orang tua/mertua mengunjungi kami tak pernah lupa untuk memberi sangu (ongkos) sekedarnya sebelum mereka pulang, berapa kalipun mereka datang dalam sebulan.

Saya sangat paham pentingnya berbakti pada orang tua. Kepada anak kecil seperti ponakan yang berumur SD bahkan sampai yang kuliah sekedar memberi uang jajan 10 ribu untuk yang kecil sampai 50 ribu untuk yang besar tak lupa saya lakukan.

Saya senang melihat mereka tersenyum dapat uang jajan/uang celengan dari saya. Terbayang waktu saya kecil bagaimana senangnya saat ada paman/bibi yang datang dan memberi uang jajan pada saya.

Alhamdulillah sejak saya mulai mengamalkan hal-hal tersebut di atas mulai sekitar tahun 2011 sampai saya menulis tulisan ini di awal Juli 2015 belum pernah saya merasakan kesulitan yang berarti dalam rezeki saya.

Padahal sebelumnya saya juga sering mengalami masalah, seperti rumah kemalingan beberapa kali, emas, uang, dan harta benda melayang digondol orang, kecelakaan meskipun tidak parah dan sering merasa kekurangan uang.

Saat ini meskipun kami tidak kaya berlimpah harta tapi yang peling penting kami selalu merasa cukup. Kami bisa makan, berpakaian, punya rumah yang layak dan bisa berbagi dengan orang lain itu lebih dari cukup.

Saya menuliskan ini real dari pengalaman saya pribadi, insya Allah tidak ada perasaan riya atau ingin dipuji tapi semata-mata saya niatkan buat pembelajaran untuk kita semua.

Bahwa rezeki Allah itu fenomena yang tidak dapat dikalkulasi dengan hitungan matematika karena sifatnya yang abstrak. Bukan wewenang kita untuk menentukan berapa banyak rezeki yang kita terima, tapi itu adalah wilayahnya Allah. Kita hanya meminta dan memantaskan diri untuk menerima.

Saya tutup tulisan ini dengan penekanan bahwa ibadah yang baik itu bukan yang jumlahnya banyak tapi yang rutin dilakukan biar jumlahnya sedikit.

Demikain pula dengan zikir ini, bukan berapa kali hitungannya dalam sehari tapi kontinuitasnya. Biar cuma 1 kali sehari tapi jika rutin itu lebih baik dibanding 1000 kali tapi cuma sekali selama setahun. Semoga Allah merahmati kita semua. 


Wallahu alam...



Sumber: islamituindah.com.my
loading...

BERITA LENGKAP DI HALAMAN BERIKUTNYA

Halaman Berikutnya
loading...

Subscribe to receive free email updates:

0 Response to "Kisah Nyata: "Sejak Saya Mengamalkan 2 Dzikir Ini, Rejeki Jadi Terbuka Seluas-luasnya""

Posting Komentar